3 minutes to answer some questions, get a quote and choose a price that meets your needs!

Request Demo


No Exams

Exams help Insurers determine your price. We use data and design... no need to draw blood to get a good price.

Flexible Terms

Most Insurers have standard terms. With iCover you pick the coverage amount and term length that meets your needs.

Optional Features

Purchase add-on coverages for extreme activities and hobbies, occupational hazards, international travel.

Loyalty Rewards

Earn rewards when you pay, post reviews on social media, refer friends, and provide personal data!


Increase Online Presence

iCover helps Life Insurers increase online sales without having to own the technology.

Instantly Issue Policies

People buy life insurance in under 5 minutes with our real simple online experience.

Better Risk Assessment

We calculate a decision and project mortality using our proprietary scoring logic.

Higher STP and Conversion

iCover's scoring logic and design maximizes auto-acceptance and minimizes drop-outs.

Lower Costs

Issuing policies costs less because the entire new business process is automated.

Secure Quality Data

Blockchain delivers remarkable data integrity, security and underwriting transparency.


iCover is the first Life Insurance Service on Blockchain


Blockchain's powerful encryption and decentralized network means data is less vulnerable to attack and corruption.


Strong encryption and the inability to change records without notification and verification means you can trust the data.



We Help You Sell Insurance

iCover is a digital service platform that enables insurers to sell, underwrite, issue and administer life insurance at a fraction of the typical cost.

We Make Buying Insurance Easy

Millennials do not buy insurance like previous generations. We understand their mindset and what it means to deliver an experience they will enjoy!

We Accelerate Underwriting

Our scoring framework can achieve auto-acceptance rates above 70%. We combine structured logic and analytics to score risks like an underwriter and predict mortality.

We Believe in Our Product

Our motivation to create iCover is personal. We believe everyone should have some coverage and have created a solution to help achieve this goal.


Hari, Founder and CEO

Serial entrepreneur and leader of multiple startups. Advisor to SpaceKidz. Passion for leveraging new technologies. 15+ years of successfully leading teams, 10 years in InsureTech.

Nicole, Co-founder and COO

Multi-talented personality blending tech and business acumen. Finance and Econ education. 20 years in InsureTech launching accelerated underwriting and predictive model services.